While still thinking about the cycles of learning and understanding, I came upon a good Zen saying while flipping through the Tao of Physics, a classic book by Fritjof Capra that has been around for a few decades now. To me, the saying has its parallel in the stages of technical development.
Before you study Zen, mountains are mountains and rivers are rivers; while you are studying Zen, mountains are no longer mountains and rivers are no longer rivers; but once you have had enlightenment, mountains are once again mountains and rivers again rivers.
Basically, we are all using the intellect in order to arrive at a point where it is no longer used or needed. All of our technical knowledge can be broken down this way: we see a technique being done by others, easily and effectively, all as one movement; while learning, we break the movements down into various parts such as, angles, speed, force; and then, after much practice, we come to a state of mind where there is no longer thought involved in execution.
Once again, rivers are rivers.